

Unpredictability?
Unpredictability?
Lumino: Your Reliable Alternative.




Funds Forzen Without Warning
High Transaction Fees
No real Customer Support


Security and Reliability
Low, Transparent Fees
Transparent, Interchange plus, pricing insures you get the best rates in the industry.
24/7 Support
Customer support should be there when you need them the most. We're available 24/7.
Custom Underwriting
Your business is unique, our custom merchant accounts are tailored to your business.

Merchant Services










Transparent Interchange plus pricing
Pay the true cost per card type
No Hidden Surprise Charges


Load Balancing
Recurring subscriptions
Advanced Reporting
Customer Data Vault
Payment Links
Seemless Integrations
Load Balancing
Recurring subscriptions
Advanced Reporting
Customer Data Vault
Payment Links
Seemless Integrations



Lumino stands out by offering transparent and cost-effective interchange plus pricing, shielding your business from hidden fees and sudden fund seizures. We prioritize customer satisfaction with dedicated support, ensuring your payments run smoothly.
Absolutely. Lumino places the highest emphasis on security, utilizing industry-standard encryption and compliance measures. Your funds and data are safeguarded, providing peace of mind for your business.
Lumino offers a hassle-free onboarding process, allowing you to start processing payments swiftly. Our user-friendly platform ensures you can get up and running efficiently, saving you time and effort.
Lumino prides itself on responsive customer support. Our team is readily available to address any concerns, ensuring you have the guidance and assistance you need whenever you need it.
Lumino understands the importance of business continuity. In the rare event of account issues, we work diligently to resolve them swiftly, minimizing downtime for your operations.